Table of Content
Neither the Borrower nor any director / partner / member, as the case may be, of the Borrower/s has been declared to be a defaulter/wilful defaulter. The Borrower/s shall not induct a person who is a director/partner/member of an entity identified as defaulter/wilful defaulter. In the event such a person is found to be a director/partner/member of an entity identified as defaulter/wilful defaulter, the Borrower/s shall take expeditious and effective steps for removal of such person.
Once the Application Form submitted by the Borrower/s is accepted by ICICI Bank, the Borrower/s shall not be entitled to cancel the Facility or refuse to accept disbursement of the Facility, except with approval of ICICI Bank and payment to ICICI Bank of such cancellation or foreclosure charges as may be stipulated by ICICI Bank. "Due Date" means the date on which any amounts in respect of the Borrower/s’ Dues including the principal amounts of the Facility, interest and/or any other monies, fall due as specified in the Application Form and/or the Loan Terms and the other Transaction Documents. • ICICI HFC shall not be responsible or liable for the authenticity, accuracy, completeness, errors, omission, typographic errors, disruption, delay, interruption, failure, deletion, defect of any information, research, reports, analysis, quotes, etc in this Website or any part thereof.
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I declare that the Information I have provided above is accurate and complete to the best of my knowledge.I authorize ICICI Bank & its representatives to call or sms me with reference to my loan application. Please click on the below options for pre-filled application & view special offers only for you. It is a part of ICICI Bank Gemstone Collection of Credit Card which offers benefits and privileges across various categories such as entertainment, dinning, travel and much more. /We hereby declare that the information of GSTIN with respect to the number and billing address is correct and ICICI Bank can update the same in its records.
The time period required for the processing of the application submitted by the customer for the disbursement of the loan availed under the Offer shall be subject to the applicant's eligibility as per ICICI Bank's policy and applicant providing the relevant documents in time. Apply for a Home Loan online and avail digital sanction in 5 simple steps through ICICI Bank Express Home Loan, a self-service digital platform for our existing customers, non-ICICI Bank customers as well as Non-Resident Indians . Your Home Loan journey becomes simpler due to nil documentation required.
What is Overdraft Loan?
Access to railway lounges will be applicable only for primary cardholders. I/We acknowledge that ICICI Bank reserves the right to retain such documents submitted with this application and will not return the same to the me/us. A fixed rate of interest on a loan would mean that the interest rate of the loan would remain fixed throughout the tenure of the loan and hence, the EMI of the loan would remain fixed. I also authorize ICICI Bank and its representatives to call/e-Mail/SMS/WhatsApp me regarding Home loan application.
The Borrower/s shall also, if required by ICICI Bank, produce the Asset and/or the documents relating thereto for inspection to ICICI Bank (and/or its representatives) at such place designated by ICICI Bank (and/or its representatives) at the Borrower/s sole cost and expense. Wherever required or necessary in the opinion of ICICI Bank, the Borrower/s shall obtain all required permissions and consents as are required by ICICI Bank for entering into the place where the Asset is/ are stored/fixed/kept or for inspecting the Asset. The Borrower/s shall keep the Asset free from any and all liens, charges and encumbrances whatsoever, save and except for the first and exclusive charge created/to be created in favour of ICICI Bank, and the Borrower/s shall not hypothecate, mortgage, pledge, charge, encumber, sell, assign, transfer, hire, lease, let out or otherwise part with possession of the Asset in any manner whatsoever. In the event any security is created in favour of ICICI Bank on the Asset, the Borrower/ s shall, if required by ICICI Bank, affix a plates/sticker on the Asset, indicating the fact of charge of the Product in favour of ICICI Bank, which such plate/sticker shall be constantly affixed on the Asset for as so long as any portion of the Borrower/s’ Dues remains outstanding from the Borrower/s to ICICI Bank. ICICI Bank shall not be liable for, or bound by, any representations or warranties, whatsoever made by manufacturer/dealer/seller in respect of the Product or any agent of such manufacturer/dealer/seller. Interest, commitment fee / charges, further interest and all other charges shall accrue on a day to day basis and shall be computed as may be decided by ICICI Bank at its sole discretion, which may be on the basis of 1/12 applied monthly or 365 days a year and the actual number of days elapsed.
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Over and above the allowed number of complimentary visits, each subsequent visit will be charged as per rates applicable to each lounge service provider. I/We undertake to inform as to any change in my occupation/residential address. /mobile and to provide any further information/document that ICICI bank may require from time to time. In case of non-provision/non-updation of mobile number, I/We would not receive SMS alerts pertaining to the account and shall not hold ICICI Bank liable for the same.
The Borrower/s shall promptly notify ICICI Bank in writing upon becoming aware of any default and any event which constitutes an Event of Default and the steps, if any, being taken to remedy it. The decision of ICICI Bank as to whether or not an Event of Default has occurred shall be final and binding upon the Borrower/s. The Asset is/are (or is/are sought to be) confiscated, attached, taken into custody by any official, authority or any other person, or made the subject of any execution proceedings.
INSURANCE
For Application submitted by the Customer at any of the ICICI Bank branches, the Customer can avail the Services through any of the ICICI Bank branches immediately. However, if the Application is submitted by the Customer at any of the ICICI Bank branches and the Customer wishes to provide Instructions for availing the Services, the Customer can give Instructions for availing the Services through Infinity or ICICI Bank 24-Hour Customer Care Centre only after a minimum of one working day form the date of receipt of the Application by ICICI Bank. Any other facility as ICICI Bank may offer to its Customers from time to time. “Agent” refers to such persons as may be appointed by ICICI Bank from time to time for the purposes of providing the Services to the Customers.
• ICICI HFC is not responsible for the availability of content or other services on third party sites linked from the ICICI HFC’s Website. ICICI HFC has not verified, monitored, or endorsed in any way the content, accuracy, opinions expressed, and other links provided by these sites. Also, ICICI HFC does not make any warranties, and expressly disclaims all warranties express or implied, including without limitation with respect to any information or services or products that are available or advertised or sold through these third party websites.
I/We acknowledge and understand that communication through e-mail cannot be guaranteed to be secured or error free and such information could be incomplete/unsafe and subject to tampering and unauthorized access and I/we shall not hold ICICI Bank responsible or liable for relying and/or acting on such instructions/document/information received through email. ICICI Bank shall be entitled, at the sole risk and cost of the Borrower/s, to engage one or, more person to collect the Borrower/s’ Dues and/or to enforce any security provided by the Borrower/s, and ICICI Bank may furnish to such person such information, facts and figures pertaining to the Borrowers, the security and/or the Product as ICICI Bank deems fit. ICICI Bank may also delegate to such person the right and authority to perform and execute all acts, deeds, matters and things connected therewith, or incidental thereto, as ICICI Bank deems fit. An event of default howsoever described occurs under any agreement or document relating to any Indebtedness of the Borrower/s or if any other lenders of the Borrower/s including financial institutions or banks with whom the Borrower/s has entered into agreements for financial assistance have recalled its/ their assistance or any part thereof.
There are/shall be no legal or regulatory prohibitions or impediments, as per the laws of my/our home country, against my/our maintaining my/our relationship with ICICI Bank, including availing the aforementioned Facility. I/We understand that the disbursement of funds under the sanction letter accepted by me/us is subject to completion of legal and technical analysis of the property to be mortgaged, to the satisfaction of ICICI Bank, wherein the title to the property can be ascertained to be clear and marketable. Notwithstanding any suspension or termination of the Facility, all rights and remedies of ICICI Bank as per the Loan Terms and other Transaction Documents shall continue to survive until the receipt by ICICI Bank of the Borrower/s’ Dues in full.
The visitor/customer hereby agree and confirm that he will click on the links to, and familiarise himself with the terms and conditions and other terms and guidelines found throughout this Website and the ICICI Sites and abide by them if the visitor/customer choose to use the sites, pages or services to which they apply. • The visitor/customer means any person having access to the Website for general information about ICICI HFC and its products and other facilities offered from time to time on the Website. To apply for a home loan, you need to submit documents such as a proof of identity, a proof of address, a loan application form that has been duly filled and your financial documents. E) 4% on Non-home loan on amount prepaid and on all amounts tendered by the Borrower towards prepayment of the Facility during the last one year from the date of final prepayment where the loan is given to individual Borrower for business purpose and to non-individual Borrower for all purpose. Nil prepayment charges will be applicable to individual Borrower if loan is booked under priority sector lending and Borrower type is Micro or Small Enterprise.
The conversation with you and the branch manager followed by the experience has reposed out faith in ICICI Bank as a result we would be moving more family accounts to the ICICI Bank Branch. Pay your bills, shop online and make payment to any merchant unified payments interface ID easily and instantly. At anytime, ICICI Bank may give notice to the Customer, in such manner as it may deem fit, including but not limited to, posting the notice on the Infinity on the Terms and Conditions page that it shall not accept further Instructions and that notice shall be deemed to be effective against the Customer on receipt of the same.
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